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Welcome to the Rate Sheet page.
Rates range from 7.75% to over 11.75% depending on credit score, duration (10-15-20-25 years), amount of down payment relative to purchase price and the date the home was manufactured. Single wides are always priced more than double or triple wides.
The formula for pricing your transaction is pretty simple and works like this:
The higher the credit score, the newer the home and a higher down payment and shorter term will generate a lower interest rate than a lower credit score, older home, small down payment and longer term.
Rates are subject to change without notice.
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